Collage: Jemeria Davison / Images: Getty, SephoraSave this storySave this story
If applying sunscreen feels like a chore, the best moisturizers with SPF might be the solution you've been searching for. Simply put, a moisturizer with SPF is a face cream that provides broad-spectrum sun protection rated SPF 30 or higher. (We follow the guidelines set by the American Academy of Dermatology, and so should you!) These moisturizers offer hydration, plumpness, and added radiance, thanks to ingredients such as hyaluronic acid, niacinamide, and peptides—with the added benefit of UV and free-radical protection. Scroll on and shop these editor- and dermatologist-recommended facial moisturizers with SPF to ensure your skin is in tip-top health all year round.
Our Top Moisturizers with SPF
- Best Overall: Isdin Fusion Water Magic SPF 40, $38
- Best for Dry Skin: Beauty of Joseon Day Dew Sunscreen Broad Spectrum SPF 50, $18
- Best for Combination Skin: Supergoop Dewscreen Hydrating Primer SPF 50, $38
- Best for Oily Skin: La Roche-Posay Toleriane Double Repair Face Moisturizer UV SPF 30, $26
- Best Brightening: Olay Super Cream with Sunscreen SPF 30, $35
- Best Under Makeup: Naturium Dew-Glow Moisturizer SPF 50 PA++++, $22
- Best for Sensitive Skin: Bioré UV Aqua Rich Daily Hydrating Facial Moisturizer SPF 50, $16
- Best for Mature Skin: Clinique Smart Clinical Repair SPF 30 Wrinkle Correcting Cream, $77
Frequently Asked QuestionsLargeChevron
- What are the best ingredients to look for in a moisturizer with SPF?
- How should I apply a moisturizer with SPF?
- Is a moisturizer with SPF as good as wearing sunscreen?
- Meet the experts
- How we test and review products
- Our staff and testers
Best Overall: Isdin Fusion Water Magic SPF 40
Save to wishlist
Isdin
Fusion Water Magic SPF 40
Amazon
Dermstore
Sephora
Why it’s worth it: Isdin’s Fusion Water Magic SPF 40 pulls double duty as a sunscreen and makeup primer, creating a silky-smooth base that reads natural—not matte, but never greasy—and works well across all skin tones. (No chalky finishes here!) The weightless, serum-like texture also feels more like skin care than traditional sunblock—and it has a subtle floral aroma, if you're into that. Thanks to antioxidant-rich Mediterranean algae to defend against oxidative stress, hyaluronic acid to deeply hydrate, and vitamin E to soothe, this Best of Beauty-winning formula fights free radicals from environmental stressors like blue light and pollution, leaving behind a fresh and glowy finish that layers beautifully under your glam without pilling.
Allure editor in chief Jessica Curel applying the Isdin Fusion Water Magic SPF 40
Jessica Cruel
Cruel after applying the Isdin Fusion Water Magic SPF 40
Jessica Cruel
Tester feedback from editor in chief Jessica Cruel
LargeChevron
“Too greasy, too shiny, too oily, too chalky—these are all complaints that I hear from my family when I ask them if they are using sunscreen every day. That's when I recommend this Isdin Water Magic formula. It's a chemical sunscreen that goes on like a moisturizer. The finish is not matte, but it won't leave you looking greasy. It absorbs quickly and blends seamlessly into my brown skin with no purple tint. It's the perfect fit for those that hate the idea of sunscreen because of the way it feels. This lightweight option will leave them with no complaints.” —Jessica Cruel, editor in chief
More to know
LargeChevron
- Type: chemical
- Key ingredients: 9% octocrylene, 7.3% homosalate, 4.5% octisalate, 2.7% avobenzone, Mediterranean algae, hyaluronic acid, vitamin E
- Fragrance-free: yes
Best for Dry Skin: Beauty of Joseon Day Dew Sunscreen SPF 50
Save to wishlist
Beauty of Joseon
Day Dew Sunscreen Broad Spectrum SPF 50
Sephora
Kohl's
Allure contributing commerce writer Christa Joanna Lee applying the Beauty of Joseon Day Dew Sunscreen Broad Spectrum SPF 50
Christa Joanna Lee
Why it's worth it: Beauty of Joseon's Day Dew Sunscreen has officially replaced the brand’s viral Relief Sun (which you can only buy in and ship from Korea) with the same lightweight feel as the original, just in a US-compliant formula. It’s infused with rice grain and fermented rice extracts to calm and condition your face, and it skips the sticky residue and white cast, leaving behind a veil of straight-up hydration. It also taps water-attracting hyaluronic acid, brightening niacinamide, and soothing panthenol to leave behind a dewy finish that mimics a just-left-a-facial glow. Your dry skin doesn’t stand a chance with this one.
Lee before applying the Beauty of Joseon Day Dew Sunscreen Broad Spectrum SPF 50
Christa Joanna Lee
Lee after applying the Beauty of Joseon Day Dew Sunscreen Broad Spectrum SPF 50
Christa Joanna Lee
Tester feedback from contributing commerce writer Christa Joanna Lee
LargeChevron
“If you’d blindfold me and I couldn't see the word ‘sunscreen' on the tube, I could swear Beauty of Joseon’s Dewy Day Sunscreen is just a lightweight moisturizer. It has that milky-but-not-goopy slip, sinks in immediately, and leaves a healthy, dewy sheen that makes my skin look (and feel) way more hydrated.” —Christa Joanna Lee, contributing commerce writer
More to know
LargeChevron
- Type: chemical
- Key ingredients: 3% avobenzone, 7% homosalate, 5% octisalate, 5% octocrylene, hyaluronic acid, niacinamide, panthenol
- Fragrance-free: yes
Best for Combination Skin: Supergoop Dewscreen Hydrating Primer SPF 50
Save to wishlist
Supergoop
Dewscreen Hydrating Primer SPF 50
Ulta Beauty
Allure commerce editor Sarah Han applying the Supergoop Dewscreen Hydrating Primer SPF 50
Sarah Han
Why it’s worth it: Since you’re always applying sunscreen before makeup, why not choose one that fulfills both roles? Supergoop’s Dewscreen Hydrating Primer SPF 50 blends broad-spectrum UV protection with the benefits of a hydrating primer. Peptides, hyaluronic acid, and tremella mushroom help drench skin in lasting moisture for that plump, lit-from-within effect, as well as help your base makeup glide on evenly and stay put. We affectionately call this our skin care, sun care, and makeup prep wrapped into one glow-boosting essential.
Han before applying the Supergoop Dewscreen Hydrating Primer SPF 50
Sarah Han
Han after applying the Supergoop Dewscreen Hydrating Primer SPF 50
Sarah Han
Tester feedback from commerce editor Sarah Han
LargeChevron
“Supergoop is a top-tier sun-care brand, but the brand really deserves its flowers with its latest creation. Dewscreen is easily my favorite Supergoop product, ever: It’s a true moisturizer-first formula with a boost of SPF, which my dehydrated skin drinks up like that, and there’s just a hint of grippiness that helps my makeup look flawless and stay in place all freaking day and night. Dewscreen makes my skin look like a dewy dumpling—no matter how tired I feel in the morning, it instantly perks up my skin. Because it’s so moisturizing, it takes a beat to fully blend out, but that’s not a con at all. I’d rather be as thorough as possible and ensure I’m applying the right amount—yes, even on the dreariest winter days.” —Sarah Han, commerce editor
More to know
LargeChevron
- Type: chemical
- Key ingredients: 3% avobenzone, 9% homosalate, 4.5% octisalate, 9% octocrylene, peptides, hyaluronic acid
- Fragrance-free: yes
Best for Oily Skin: La Roche-Posay Toleriane Double Repair Face Moisturizer UV SPF 30
Save to wishlist
La Roche-Posay
Toleriane Double Repair Face Moisturizer UV SPF 30
Ulta Beauty
La Roche-Posay
Allure commerce writer Lily Wohlner applying the La Roche-Posay Toleriane Double Repair Face Moisturizer UV SPF 30
Lily Wohlner
Why it’s worth it: This oil-free La Roche-Posay Toleriane Double Repair Moisturizer is a favorite of May Hall, DO, a double board-certified dermatologist based in Asheville, North Carolina, who says it absorbs quickly while still leaving the barrier hydrated and calm. Connecticut-based, board-certified dermatologist, Mona Gohara, MD, adds that the “super hydrating ceramides and niacinamide bring down any inflammation like a pro.” This makes it a solid choice for oily skin types who are also prone to acne. Struggling with redness? The brand’s signature Thermal Spring Water soothes and rebalances your complexion for calmer, more even-toned skin. According to Dr. May, it’s perfect for everyday use, whether under makeup or before heading out on a long walk.
Wohlner before applying the La Roche-Posay Toleriane Double Repair Face Moisturizer UV SPF 30
Lily Wohlner
Wohlner after applying the La Roche-Posay Toleriane Double Repair Face Moisturizer UV SPF 30
Lily Wohlner
Tester feedback from commerce writer Lily Wohlner
LargeChevron
“I love how lightweight La Roche-Posay's Toleriane Double Repair Moisturizer feels on my oily-leaning combination skin. It has a super watery texture that does take a feew swipes to rub in, but once it's blended it leaves no white cast and actually feels super hydrating without a heavy feel. Plus, it layers great under my makeup and never pills.” —Lily Wohlner, commerce writer
More to know
LargeChevron
- Sunscreen type: chemical
- Key ingredients: 3% avobenzone, 5% homosalate, 5% octisalate, 7% octocrylene, ceramide-3, niacinamide, glycerin, silica, Thermal Spring Water
- Fragrance-free: yes
Best Brightening: Olay Super Cream with Sunscreen SPF 30
Save to wishlist
Olay
Super Cream with Sunscreen SPF 30
Amazon
Walmart
Allure beauty director Sarah Kinonen applying the Olay Super Cream with Sunscreen SPF 30
Why it’s worth it: A 2025 Allure Best of Beauty Award winner, Olay’s Super Cream Sunscreen SPF 30 is a drugstore classic that we editors keep coming back to. It starts strong with chemical-filter UV defense and moves along to hydrating, smoothing, firming, and brightening thanks to heavy hitters like vitamins C and E, hyaluronic acid, niacinamide, and collagen peptides. It skips any dreaded white cast or greasiness during application and leaves skin looking plump and hydrated instead. This formula draws inspiration from the brand’s beloved Super Serum, which offers many of the same hydrating and plumping perks via vitamin E and collagen peptides—but skips the dose of AHA exfoliation.
Kinonen before applying the Olay Super Cream with Sunscreen SPF 30
Sarah Kinonen
Kinonen after applying the Olay Super Cream with Sunscreen SPF 30
Sarah Kinonen
Tester feedback from beauty director Sarah Kinonen
LargeChevron
“I'm not usually a multi-use skin-care kinda girl. I like my products to do one and one thing only. But lately, because it's so hot outside and I'm usually running late (oops), two-in-ones don't sound so bad. Hence why I've been using the Olay Super Cream SPF 30 on days when I simply just Can Not. It's rich but easily blendable, doesn't leave behind a cast, and has a decent SPF level my dermatologist would approve of. What's not to like?” —Sarah Kinonen, beauty director
More to know
LargeChevron
- Type: chemical
- Key ingredients: 3% avobenzone, 9% homosalate, 4.5% octisalate, 6% octocrylene, hyaluronic acid, niacinamide, collagen peptides, vitamin C, vitamin E
- Fragrance-free: no
Best Under Makeup: Naturium Dew-Glow Moisturizer SPF 50 PA++++
Save to wishlist
Naturium
Dew-Glow Moisturizer SPF 50
Amazon
Ulta Beauty
Why it’s worth it: If you find yourself fretting that your sunscreen is going to ruin your makeup, Naturium’s Dew-Glow Moisturizer SPF 50 will put your worries to bed. This silky formula wears beautifully under bases, blushes, and everything in between, and boasts a PA++++ rating (a standard metric for Korean sunscreens). The gist? “The greater the number of plus signs [the max being four], the better the level of protection against UVA rays that visibly age us," Joshua Zeichner, MD, a board-certified dermatologist in New York City, explains. In comparison, the standard measurement of sunscreen strength (the SPF number) measures UVB rays, a.k.a. the shorter wavelengths that cause sunburns.
You’ll also get a nice dose of squalane, niacinamide, and vitamin C to lock in moisture, blur texture, and boost radiance. And pro tip: The cap can be used to measure out the dermatologist-recommended amount of product for the face.
Former Allure content director Kara McGrath applying the Naturium Dew-Glow Moisturizer SPF 50 PA++++
Kara McGrath
McGrath after applying the Naturium Dew-Glow Moisturizer SPF 50 PA++++
Kara McGrath
Tester feedback from former content director Kara McGrath
LargeChevron
"This lotion is just so yummy. The lightweight formula absorbs very quickly, but leaves my skin feeling hydrated and looking dewy for the entire day. It's great for layering under makeup; I have yet to experience any pilling. Also, you can't really beat a $22 price point." —Kara McGrath, former content director
More to know
LargeChevron
- Sunscreen type: chemical
- Key ingredients: 3% avobenzone, 10% homosalate, 5% octisalate, squalane, niacinamide, vitamin C
- Fragrance-free: yes
Best for Sensitive Skin: Bioré UV Aqua Rich Weightless Moisturizer SPF 50
Save to wishlist
Bioré
UV Aqua Rich Weightless Moisturizer SPF 50
Amazon
Yesstyle
Why it’s worth it: What’s better than a Best of Beauty Award winner? A dermatologist-approved BOB winner, obviously. “Bioré’s budget-friendly UV Aqua Rich Weightless Moisturizer SPF 50 is formulated with chemical filters, so it leaves zero white cast. It’s also dermatologist-tested, non-comedogenic, oil-free, and gentle on sensitive skin,” says Geeta Yadav, MD, a board-certified dermatologist based in Toronto. A stacked lineup of glycerin, arginine, and sodium hyaluronate helps hydrate without adding extra weight and repair a weakened barrier, which Dr. Yadav says makes it ideal for reactive skin. The icing on the SPF cake? The silky formula absorbs super quickly for a fresh glow that lasts all day, whether applied under makeup or worn alone.
Tester feedback from features director Dianna Singh
LargeChevron
“I discovered this incredibly lightweight SPF a few years ago during a trip to Tokyo and promptly purchased three of them to bring back home with me. Now, you can get the same quick-to-blend formula right here in the US—without the added baggage fees." —Dianna Singh, features director
More to know
LargeChevron
- Sunscreen type: chemical
- Key ingredients: 3% avobenzone, 10% homosalate, 5% octisalate, 5% octocrylene, hyaluronic acid, arginine,
- Fragrance-free: yes
Best for Mature Skin: Clinique Smart Clinical Repair SPF 30 Wrinkle Correcting Cream
Save to wishlist
Clinique
Smart Clinical Repair SPF 30 Wrinkle Correcting Cream
Amazon
Nordstrom
Ulta Beauty
Why it’s worth it: Wearing SPF daily helps ward off early signs of aging like fine lines and wrinkles, and Clinique's Smart Clinical Repair SPF 30 Wrinkle Correcting Cream takes it a step further by pairing broad-spectrum SPF 30 with wrinkle-targeting ingredients that support collagen and smooth the look of skin over time. At its core is a custom peptide complex, which features four different plump-promoting peptides designed to help boost collagen for firmer skin with continued use. Hydrators like hyaluronic acid and glycerin replenish moisture, leaving the skin looking plump and refreshed. A boost of antioxidants, including vitamin D, helps defend skin against free radicals, the molecules that speed up the breakdown of collagen and elastin and contribute to thinner, drier, crepier skin over time. The texture strikes a balance between airy and comforting, absorbs without a greasy residue, and sits pretty under makeup.
Tester feedback from Lee
LargeChevron
“The fast-absorbing texture hits that sweet spot for me—not too heavy, not too airy—which makes it easy to incorporate into my busy-mom skin-care routine. As I head into the last year of my 30s, I’m very much in my preventative-care era. This one quickly cures my dry patches, and gives me the protection I need without feeling like an extra step.” —Christa Joanna Lee, contributing commerce writer
More to know
LargeChevron
- Sunscreen type: chemical
- Key ingredients: 3% avobenzone, 7% homosalate, 3.5% octinoxate, 4.5% octisalate, peptides, hyaluronic acid, glycerin
- Fragrance-free: yes
Best Drugstore: Neutrogena Hydro Boost Hyaluronic Acid Moisturizer SPF 50
Save to wishlist
Neutrogena
Hydro Boost Hyaluronic Acid Moisturizer SPF 50
Amazon
Ulta Beauty
Why it’s worth it: When it comes to lightweight hydration, Neutrogena has a strong track record—just look at the best-selling Hydro Boost Water Gel. This SPF-spiked version, the Hyaluronic Acid Moisturizer SPF 50, infuses that same bouncy moisture into a daily sunscreen. The chemical formula blends in clear (no chalky cast here), feels barely there on skin, and dries down with a fresh, healthy-looking glow. Hyaluronic acid keeps skin looking plump and smooth, while antioxidants, including vitamin E, add an extra layer of defense against environmental stressors (alongside the UVA and UVB protection, of course).
Tester feedback from senior commerce editor Sarah Felbin
LargeChevron
“This moisturizer saved my oily skin all summer long. It comes out white but blends in quickly and doesn't leave any white cast behind. It feels thin and lightweight (and most importantly, not greasy, which can happen when SPF gets involved). After I applied it in the morning, I noticed my skin looked glowier, and it didn't make my makeup pill or slide off my face halfway through the day. Bonus points for any moisturizer with a pump, which I find way more sanitary than a jar.” —Sarah Felbin, senior commerce editor
More to know
LargeChevron
- Type: chemical
- Ingredients: avobenzone 3%, homosalate 15%, octisalate 5%, octocrylene 10%, hyaluronic acid
- Fragrance-free: yes
Best Tinted: Revision Skincare Intellishade Original Tinted Moisturizer SPF 45
Save to wishlist
Revision Skincare
Intellishade Original Tinted Moisturizer SPF 45
Amazon
Dermstore
Why it’s worth it: Revision Skincare’s Intellishade SPF 45 Tinted Moisturizer is loaded with skin-loving ingredients like hydrating jojoba oil and glycerin, plus soothing aloe and beeswax. Together with mineral sunscreen filters and brightening and soothing antioxidants like vitamins C and E, and green tea, this formula blocks UVA and UVB rays—the main culprits behind wrinkles and dark spots. The tint is sheer and weightless, letting your natural skin shine through for a fresh, radiant look. (Dr. May calls it a go-to for no-makeup-makeup days.) Prefer no color? The Intellishade TruPhysical Clear SPF 50 gives slightly more protection, but in a sensitive-skin-friendly, pregnancy-safe formula (it’s 100% mineral) with similar hydrating ingredients.
More to know
LargeChevron
- Sunscreen type: hybrid
- Key ingredients: 7.5% octinoxate, 5% octisalate, 3.5% titanium dioxide, 3% zinc oxide, yellow iron oxide, jojoba oil, glycerin, aloe vera, beeswax
- Fragrance-free: yes
Frequently Asked Questions
What are the best ingredients to look for in a moisturizer with SPF?
Like all sunscreens, a moisturizer with SPF will contain chemical and/or mineral UV filters to protect your skin against the sun's harmful UVA and UVB rays, which can lead to signs of aging, such as fine lines, and, on a larger scale, skin cancer. We adhere to the American Academy of Dermatology’s (AAD) guidelines and only recommend sunscreens with broad-spectrum SPF 30 or higher. However, your sunscreen-day cream hybrid will contain at least one of the following ingredients for long-lasting hydration:
Niacinamide
We consider niacinamide to be one of the gold-standard multitaskers in skin care. This antioxidant, also known as vitamin B3, evens skin tone and minimizes the look of hyperpigmentation while also supplying hydration and supporting the skin barrier. "Niacinamide works with your skin's natural chemistry to improve overall skin texture by rebuilding a lipid layer, minimizing the appearance of pores, and preventing UV damage and inflammation," Seattle-based board-certified dermatologist Brandith Irwin, MD, previously told Allure.
Hyaluronic acid
Hyaluronic acid is the queen of hydration. This gentle, sensitive-skin-friendly ingredient acts as a powerful humectant, which means it attracts and binds water to the surface layer of skin, therefore hydrating it. "[Hyaluronic acid is] great at holding water and giving skin resilience and firmness," says New York City-based board-certified dermatologist Doris Day, MD.
Ceramides
To replenish and seal in much-needed moisture, many creams depend on ceramides. "Ceramides are fatty acids in the skin that help to maintain the skin barrier and retain moisture and hydration," Dr. Idriss previously explained to Allure. They're also soothing ingredients to look out for when treating skin conditions like eczema.
How should I apply a moisturizer with SPF?
As with any other sunscreen, you still need to reapply these formulas throughout the day, every two hours, to be specific, to stay protected. (Oh, and wearing sunscreen indoors is also non-negotiable.) Claire Chang, MD, a board-certified dermatologist in New York City, reminds us, "Most adults need about one ounce of sunscreen (a shot glass full) to fully cover the body." For your face and neck, Dr. Chang says that equates to about 0.3 teaspoons, or the size of two nickels. And don't forget commonly missed areas, like your eyelids, ears, and chest.
Is a moisturizer with SPF as good as wearing sunscreen?
As long as the moisturizer in question has the AAD's recommended broad-spectrum SPF 30 rating or higher, and you're applying enough (as outlined above), it's on par. If moisturizers with SPF motivate you to wear the damn SPF, all the more power to you and them.
"Hybrid skin-care products have gained popularity recently as consumers are trying to simplify their skin-care routines," says Dr. Chang. "SPF-infused moisturizers are a direct result of the desire to do more with less." She also reassures us that just because there's an added benefit of broad-spectrum sun protection, it does not mean these moisturizers are thicker in texture or pore-clogging. What's more, she confirms SPF-infused moisturizers are "regulated and tested by the same Food and Drug Administration (FDA) procedures as sunscreens," so they're not more diluted in terms of protection.
Meet the experts
- Claire Chang, MD, a board-certified cosmetic dermatologist at Union Square Laser Dermatology in New York City
- Mona Gohara, MD, associate clinical professor at Yale School of Medicine's Department of Dermatology
- Mina Amin, MD, a board-certified dermatologist specializing in medical, surgical, and cosmetic dermatology at California Dermatology Specialists in Los Angeles
- Brandith Irwin, MD, a board-certified dermatologist in Seattle
- Doris Day, MD, a board-certified dermatologist in New York City
- Shereene Idriss, MD, a board-certified dermatologist based in New York City and founder of Dr. Idriss Skincare
- Joshua Zeichner, MD, a board-certified dermatologist in New York City
- Dara Spearman, MD, a board-certified dermatologist in Fort Wayne, Indiana
- May Hall, DO, a double board-certified dermatologist based in Asheville, North Carolina
How we test and review products
When Allure tests a product, our editors look at it from every angle to best serve you. We review ingredients, scrutinize brand claims, and, when necessary, examine peer-reviewed scientific and medical studies. In addition to testing each and every product that’s included in each and every review, we rely on experts who shape their fields, including dermatology, cosmetic chemistry, and medicine, to help us vet the ingredients and formulas.
For our list of the best moisturizers with SPF, we considered each product’s performance across five primary categories: product ingredients and efficacy, packaging, fragrance, texture, and product wear. Every product was determined to have excelled in each category by our editorial team, which is composed of in-house writers and editors as well as contributors—along with special consideration from board-certified dermatologists. To learn more information on our reporting and testing processes, read our complete reviews process and methodology page.
Our staff and testers
A beauty product is a personal purchase. You might be searching for a face cream to address persistent dryness or a new nail product to add to your Sunday self-care routine; you may simply be browsing around for the latest launches to hit the hair market. No matter what you seek or your individual needs and concerns, Allure wants to ensure that you love anything we recommend in our stories. We believe that having a diverse team of writers and editors—in addition to the wide range of outside testers and industry experts we regularly call upon—is essential to reaching that goal.
After all, can we really say a skin-care product is the "best" for people over 50 if the only testers we’ve solicited opinions from folks who have yet to hit 30? Can we honestly deem a high-end diffuser worthy of your hard-earned cash if it’s never been tested on curls? We’re proud that our staff spans a wide range of ages, skin tones, hair textures, genders, and backgrounds, which means that we are able to fairly assess any beauty product that comes into the beauty closet.
For more of our favorite, hard-working skin-care products, keep reading:
- 9 Best Korean Cleansers to Hydrate, Exfoliate, and Remove Makeup
- 8 Best Peptide Serums for Plump, Bouncy Skin
- 9 Best Neck Creams to Improve Lines, Laxity, and Texture